I’ve been dating my boyfriend for four years and four months, we have had our ups and downs, but we are still together. I am 27 he is 26. I am his first serious girlfriend (in fact I am the only women he has been with) on the other hand I have had plenty of bad relationships. Our education levels are different, I am in at a university pursing a psychology degree he is at a College studying to be commercial photographer.He loves me and I love him, I feel like I am ready to settle down. I want to buy a house or a condo and settle down, but he is not ready, he says we are not financially ready, that we are still finishing school.We both work full time and go to school part time, I make $43K he makes $28K I think we can handle a mortgage together and living together would make things easier for us (He lives 15 miles away) and with such a tight schedule we don’t see each other much. . But he does not want to, this upsets me.I think what he means is that he is not sure he wants to be with be me for the rest of his life yet? But then why not just break up with me and find someone who he is willing to live with or let me find someone who is willing to take the next step.I think that four and half years is long enough to find out whether or not he wants to be with me. Am I being too impatient or does he have a commitment problem?